Promissory Notes and Security Agreements Promissory notes are a key part of business contracts. It is a tool to help parties lend and borrow money. But to be legally binding and enforceable, promissory notes must be drafted correctly and carefully. Albin Oldner Law, PLLC can help ensure that your rights are protected if you desire to loan or borrow money via a promissory note. Once a promissory note or lending agreement has gone south, we can assist you in collecting or negotiating a settlement. Whenever possible, we will guide you to a resolution that avoids the courtroom. We have years of experience in dispute resolution and settlement negotiation. But if litigation is inevitable and you need to sue another party – or if you are being sued – over an outstanding debt or loan agreement, we can advise you and represent you.