Navigating through the financial responsibilities of parenting doesn’t end as your child turns 18, especially when it comes to education. Some parents question how child support payments can be extended to cover college expenses – our skilled Frisco child support attorneys are here to provide some answers. Keep reading to understand your legal obligations and opportunities under Texas law.
Does Texas law require child support for college expenses?
In Texas, child support is typically expected to continue until the child reaches the age of 18 or graduates from high school, whichever comes later. Unlike some states, Texas does not have statutes that mandate parents pay for their child’s college expenses as part of their child support obligations (Texas Family Code Section 154.002). However, this does not prevent parents from making arrangements to share these expenses voluntarily.
Voluntary agreements to cover college expenses
Some parents include college expenses in their child support agreements during the divorce proceedings. Such agreements can specify amounts to be set aside for tuition, room and board, books, and other educational expenses. The child support order should clearly define these terms to avoid future disputes.
If you are considering such an arrangement, consulting with a child support and college expenses expert at Albin Oldner Law, PLLC, can help ensure that any agreement is fair and enforceable and aligns with your financial planning.
How can parents manage college expenses without child support?
(H3) Savings plans
One effective way parents can prepare for their child’s college expenses is through savings plans like the Texas 529 plan. These plans offer tax advantages and can be started years in advance to build a substantial educational fund.
Scholarships and financial aid
Encouraging your child to apply for scholarships and financial aid can alleviate the financial burden. The Free Application for Federal Student Aid (FAFSA) can provide access to federal grants, loans, and work-study funds.
Loans
In cases where savings and scholarships aren’t sufficient, student loans may be necessary. Federal student loans often offer lower interest rates and more flexible repayment options than private loans.
What if circumstances change?
Life situations change, and so may the ability to pay for college. Texas law allows for child support modifications if the circumstances of the parent or child have materially and substantially changed since the original order was established. Suppose you are facing financial hardships that impact your ability to fulfill a voluntary agreement for college expenses. In that case, requesting a court review to modify the terms is possible.
If your financial situation changes significantly, consult with a knowledgeable attorney from Albin Oldner Law, PLLC, to explore your options for modification.
Protecting your child’s educational future
At Albin Oldner Law, PLLC, we recommend that parents address the issue of college expenses early on—ideally during the divorce proceedings. By setting clear expectations and plans, both parents can contribute to their child’s future without the burden of last-minute financial stress.
For personalized advice and to ensure your child’s educational needs are met without compromising your financial stability, reach out to our team. We’re committed to helping families navigate the complexities of child support and college expenses with strategic planning and legal expertise. Contact us online or call (214) 423-5100 today.
